should I buy new appliances?

I’m near the end of buying a new house. I’ve just bought a new house. In the fixtures and fittings list, it says that the vendor is leaving the kitchen appliances.

gas cooker
fridge
washing machine

I already own a washing machine that I really like. I’m also trying to be more energy conscious, and I don’t think [...]

supermarket loyalty cards

Recently I received my Tesco loyalty card points. If you don’t know what these are, they are effectively a form of cashback on your supermarket shopping. In exchange the supermarkets track your shopping and target their marketing more effectively towards you.
In addition to the standard voucher for £2 (I don’t spend too much in a [...]

foreign money isn’t the same

I haven’t posted very much in the last couple of days because I’ve been in Brussels on holiday - I had a great time, thanks. Whilst I was in the capital of the Eurozone, I spent about £55 in cash, and about £140 on a selection of cards (mostly the one credit card I think).
I [...]