plonkee
how to take advantage of the January sales
planning
identify gaps
You need to make a plan of attack, and that starts, not at the shops but in your own home.
Firstly, what kind of shopping are you thinking of doing? Things for the house, electrical goods, new cds or dvds, clothes, Xmas decorations for next year? Consider whether you received any gift vouchers / certificates [...]
advertising sells. unfortunately
I wonder whether I’m the only person who is not really interested in shopping for gifts this year.
It’s not really that I don’t want to give gifts to my friends and family, I really enjoy getting them stuff - thinking about what they might like and wrapping and so on. It’s just that for the [...]
are you spending less for no particular reason?
Really, my life hasn’t been materially affected by this credit crunch / recession / whatever so far. I’ve got a new job, but that was because I made a career shift. My house is worth more than I owe on it (probably) but my mortgage is only 21% of my take home pay, so I’m [...]
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