plonkee
are you spending less for no particular reason?
Really, my life hasn’t been materially affected by this credit crunch / recession / whatever so far. I’ve got a new job, but that was because I made a career shift. My house is worth more than I owe on it (probably) but my mortgage is only 21% of my take home pay, so I’m [...]
communist, capitalist or socialist joint finances
Over at Ask.Metafilter, there’s a question on how best to organise joint finances for a newly co-habiting couple. As always, there are basically only three options, but I particularly like the way that ohio states them:
When we were talking about this we came up with three basic financial options, which we called communist, socialist, and [...]
when is taking on debt sensible?
In principle, I don’t take out loans. I have a couple of credit cards, which I use sometimes and pay off in full (although I try not to use them, because it’s not unknown for me to forget to make a payment). When I was a student, I had a £1200 overdraft which was interest [...]
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