credit and debt
what do you think of bankruptcy?
I wrote just the other day about a slightly random conversation that I had with someone who had declared bankruptcy a few years ago.
I’m very strongly of the opinion that bankruptcy is necessary for a good economy. Without it, it becomes impossible for people to take business risks and individuals can become mired in debt [...]
getting out of debt Amy’s way
You never know when you’re going to have an interesting conversation.
Last weekend I was staying with some friends by the seaside, and whilst we were out I ended up chatting to one of the group, Amy, about my house - which I bought last year. She stated that she was rubbish with money, to the [...]
supercharging the debt snowball
Yesterday, when I explained about Dave Ramsey’s debt snowball, I said that the biggest drawback is that you end up paying more by paying off your debts in order from smallest to largest, than you would if you paid them off in order of highest interest to lowest interest.
Now, unlike Dave Ramsey, who is hot [...]
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