credit and debt
the debt snowball
Heard of Dave Ramsey’s debt snowball? No? Well, let me explain it to you.
The idea is that you take all your non-mortgage debts (credit cards, car loans, personal loans, secured loans, etc.,) work out all the balances on them, and the minimum payments. Write them down in order of the smallest balance to the [...]
why i’m not paying off my student loans early
Debt reduction is very popular in the personal finance blog world. Some of my favourite blogging friends are trying to reduce their debt (including being frugal, I’ve paid for this twice already…, single guy money, credit withdrawal, rocket finance, gather little by little, and others).
I have two major debts, the largest is my mortgage which [...]
your flexible friend: share the detail of your credit cards
I posted the other day about a wonderful credit card offer that I’m not going to be taking up. I’ll spoil the joke by telling you the punchline - it had a typical APR of 183%.
What about the credit cards that I do have though? I’m not really doing very well on the *making as [...]
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