loan sharks are illegal - unsurprisingly

This morning, I was running late (for a time management course), so I took the bus in to work. Naturally, I wasn’t awake enough when I got on the bus to pay attention to much, but as I was getting off I noticed an advert from the council about loan sharks. The ad basically said [...]

foreign family finance

Well, I’ve come back from visiting family in Ireland. On balance I almost made money on the trip. I spent €46 getting from Dublin to the middle of nowhere, where my extended family live, and then about another €60 all told on drinks. Food and accommodation on the weekend itself were family provided, which I [...]

sadly, we don’t have time machines, but we can start now

One of the themes that I’ve noticed in my thinking about personal finance lately lately has been the lack of availability of time machines.

When anyone says, “you should have / shouldn’t have done this” I always want to point out that to my knowledge there are no time machines. We cannot go back and undo [...]