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loan sharks are illegal - unsurprisingly

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shark graffittiThis morning, I was running late (for a time management course), so I took the bus in to work. Naturally, I wasn’t awake enough when I got on the bus to pay attention to much, but as I was getting off I noticed an advert from the council about loan sharks. The ad basically said that loan sharks are illegal, and gave some advice numbers and a place to call or text to shop one in.

In case you’re not familiar with the concept, a loan shark is someone who will lend you money, unregulated and therefore illegally, and which you then pay back in weekly instalments. The interest rate is literally extortionate, and the results of non-payment is traditionally threats of, and actual, violence.

You know, I’ve never really considered that loan sharks actually exist in this day and age. I’ve seen them in tv dramas and so on, but (presumably) because I’ve lived a reasonably sheltered lower middle class existence all my life, I haven’t interacted with this end of personal finance. I wonder what else I’m missing out on, and I hope I don’t need to find out.

Image by alq666 

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Discussion

111 comments for “loan sharks are illegal - unsurprisingly”

  1. Interesting that the local council had to place ads around to warn people about loan sharks. It must be quite a serious problem, serious enough for the ads to be put up.

    However, sometimes people just don’t have any other avenues. (eg lack of knowledge or skill to get a loan) so a loan shark is their only choice from their perspective.

    Posted by tehnyit | February 13, 2008, 12:51 pm
  2. These guys are just sharks.

    Rates like 10% per month. Our tabloids carry gory tales about people’s houses being sprayed with red paint, debt collectors threatening seriously dire consequences etc. etc.

    The really sad thing is that so many of these guys lend to completely hopeless borrowers like gamblers and the like.

    And to top it all, they go after elderly parents if their sons or daughters borrow and then bolt off.

    PS: Hope you made it in time for your TM course…hehe

    Posted by fathersez | February 13, 2008, 1:23 pm
  3. What exactly defines the difference between a loan shark, and a person to person loan at high interest due to high risk?

    Say I have a friend that needs 2 grand ‘no questions asked’ . . . I want to charge him 60% APR cause he’s no good with money and it’s more of a gamble than an investment. Am I now a loan shark?

    Posted by Traciatim | February 13, 2008, 1:31 pm
  4. I wonder if it’s the same in the States…or perhaps state by state (because in that way we’re more like the EU, lots of things differ on the local level).

    Posted by Mrs. Micah | February 13, 2008, 5:48 pm
  5. @Traciatim:
    In the UK if you are lending money, and you aren’t licensed by the Office of Fair Trading then you are have no legal recourse to the money. In that case, it’s the point at which you start threatening the borrower that you become a loan shark as it’s that aspect which the most illegal. I suspect that it’s similar in most places.

    Posted by plonkee | February 13, 2008, 7:37 pm
  6. I love that image! I had a similar thought recently when I learned about a woman who took out a loan for a used car - I don’t know what the agreed-upon price was, but the financing terms were almost $700 per month for 60 months at 13.9% interest! The dealership apparently didn’t blink at the terms, even though the woman didn’t have much income. I couldn’t help but think that I am so out of touch with how some (make that many) people live.

    Posted by Chief Family Officer | February 13, 2008, 10:23 pm
  7. @Traciatim: Loan sharks are not licensed to loan money. Not being licensed alone doesn’t make you a loan shark. It’s when you start threatening people with violence that you become one I believe. Because you can still do a personal loan to a friend or relative, have it notarized and include an interest rate and payment plan.

    Posted by Bill Manager | February 14, 2008, 1:23 am
  8. Loan Sharking can be a federal offense in the US, if they want to prove it funds other criminal activity.

    Loan Dolphining on the other hand… :)

    Posted by RacerX | February 14, 2008, 4:37 am
  9. Loan dolphining…good!

    In the U.S. unlicensed loan sharks can go to jail. Licensed loan sharks get rich on payday loan stands, and loan sharks with enough money to hire lobbyists get really rich issuing credit cards.

    Usury laws are effectively extinct in this country, and so credit-card interest makes a pikerly little street loan shark’s charges look like chump change. And the legalized usurers, while they can’t threaten to beat you up, certainly can subject you to extortion: it’s called “ruining your credit” and “siccing a collection agency on you.”

    Posted by Funny about Money | February 14, 2008, 10:30 am
  10. Do those Cash Advance and Check Cashing places qualify as loan sharks? I think so.

    Posted by Rich Money Million | February 14, 2008, 10:33 pm
  11. i have a family member who borrowed money from a real loan shark they she met from some co-workers at the casino she works at in las vegas. the casino nows the guy is a loan shark and many employees drum up business for him.she cant pay it back and the interest is 10 percent every 7 days, and there has been threats and this person even got her fired from her job. is loan sharking illegal in nevada and what options does she have to protect herself. and i was reading the gaming law in nevada and the fact that the casino knows he is a loan shark and helps him get business and lets him gamble with illegal blood money at there tables seems to me should not be allowed. by definition of there own law. this is one of the largest gaming operations on the strip who do you turn to.

    Posted by real trouble | July 10, 2009, 5:06 am
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    I am Dr John Swatt.We Are Currently Offering Private,
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    rates as Low as 3% within a 1 year to 30 years repayment duration
    period to any part of the WORLD.We give out loans within the minimum
    range of $5,000 to the maximum of $500,000,000,00 USD. Our loans are
    well insured for maximum security is our priority.

    * Are you financially Squeezed?
    * Do you seek funds to pay off credits and debts
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects
    * Do you seek funding for various other processes?
    If you have any of the above problems then contact our customer
    service (post2finance02@live.com) We can be of
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    loans at an interest rate of 3%.

    * Borrow anything up to $500,000,000 USD
    * Choose between 1 to 30 years to repay.
    * Choose between Monthly and Annual repayments Plan
    * Flexible Loan Terms.
    Also you are require to fill the loan application form below if
    you are interested i getting a loan online today.

    {BORROWER\’S DATA INFORMATION}:

    Loan Amount Needed;……………………….
    Loan Amount Needed In Words………………..
    Full Names;…………………… ………..
    Country:………………………………..
    Zip/Postal Code:…………………………
    Valid Cell Phone Number;………………….
    Address………………………………………
    Purpose Of Loan;…………………………
    Address………………………………………..
    Occupation:……………………………..
    Gender: Male Or Female;…………………..
    Nationality……………………………..
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    d) Hard Money Loans

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    Regards
    MD. Mr Brooker Webbs
    Email:

    Posted by BROOKER WEBBS | April 13, 2010, 4:50 pm
  39. I am Daniel Garba from Canada. Some months back, i was so poor that my car was riding me and not me riding it. My case was so hopeless that nobody thought anything good could come from me, suddenly something happened, God blessed me through Mr. Carrick Jerry. When i saw an email in the internet, i contacted him for loan of $150,000 USD, he then send me an application form, i took it like a joke but reluctantly i filled the form thereafter he called me and we discussed on phone and the loan of $150,000 USD was sent to me. I just want to use this medium to say a big thank you to Mr. Carrick Jerry and i pray God bless him and enlarge his firm. for he has changed my story to glory. I am now a brand new man that has nothing formally but with the help of Mr.Carrick Jerry i can stand up as a real man to take care of everything worth taking care of financially. You can reach him at

    Posted by Daniel Garba | April 30, 2010, 1:27 pm
  40. great article article…
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    Posted by tomy | May 3, 2010, 1:14 am
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    Posted by robertjackson | June 5, 2010, 10:19 pm
  58. @Brandon - which loan shark do you use? I need one really bad. I hope you reply. thanks

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    loans at an interest rate of 3%.

    * Borrow anything up to $500,000,000 USD
    * Choose between 1 to 30 years to repay.
    * Choose between Monthly and Annual repayments Plan
    * Flexible Loan Terms.

    Also you are require to fill the loan application form below if
    you are interested i getting a loan online today.

    {BORROWER\’S DATA INFORMATION}:

    Loan Amount Needed;……………………….
    Loan Amount Needed In Words………………..
    Full Names;…………………… ………..
    Country:………………………………..
    Zip/Postal Code:…………………………
    Valid Cell Phone Number;………………….
    Address………………………………………
    Purpose Of Loan;…………………………
    Address………………………………………..
    Occupation:……………………………..
    Gender: Male Or Female;…………………..
    Nationality……………………………..
    Loan Duration……………………………
    State…………………………………..
    City……………………………………
    Age……………………………………………….

    Need For Loan Application ?
    As soon as we receive the application, Then we will process your Loan
    application for approval
    Dr John Swatt
    CEO/MICRO FINANCE COMPANY

    Posted by Dr John Swatt | July 1, 2010, 2:51 am

  69. Good Day,
    What is your situation? Need 100% financing? Are you tired of Seeking for Loans and Mortgage, Have you been constantly turned down by banks and Other Financial Institutions, i am Mr Mr Peter Leo the owner of Mr Peter Leo LOAN, We give out loans to firms,companies,industries etc. Any interested person should Contact us now Via this Email:peter_loanfirm@mail.mn with the following details:
    FIRST INFORMATION
    Your names ……….
    Amount Needed………
    Duration:………….
    Your country………
    Your address ……..
    Phone Number……….
    Monthly Income……..
    Sex……………….
    Your Fax Number…….
    Your Age…………..
    Email:peter_loanfirm@mail.mn
    Regards,
    Mr Peter Leo

    Posted by Mr Peter Leo | July 1, 2010, 3:05 am
  70. Greetings,
    Al-Futtaim Investment Management Board invite you to be part and
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    May you avail yourself of this opportunity and obtain transaction loan
    up to $500,000,000.00 or more. We are interested in having a good
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    background and idea of making good profit in any business sector,
    please write me for possible business co-operation.
    Email:alfuttaimcompany@gmail.com
    Regards,
    Chairman/Ceo (AL-FUTTAIM GROUP)
    Email:alfuttaimcompany@gmail.com

    Posted by Al-Futtaim Group | July 2, 2010, 8:03 pm
  71. Hello,

    Are you in dept? Have you been denied of loan from Bank? Or do you need a
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    firms who are i need of loan with a low interest rate of 3% contact us via
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    LOAN APPLICATION FORM (FILL AND RETURN BACK)
    FIRST NAME ______________________
    LAST NAME _______________________
    AGE ______________________________
    SEX _______________________________
    ZIP CODE _________________________
    COUNTRY __________________________
    STATE..____________________________
    CITY _____________________________
    MOBILE NUMBER _____________________
    OCCUPATION ________________________
    Monthly Income ____________________
    AMOUNT NEEDED_____________________
    PURPOSE OF LOAN ____________________
    LOAN DURATION _____________________
    We await your urgent response.
    Regards

    Mr wilson jack

    Posted by mr wilson jack | July 3, 2010, 1:08 am
  72. Posted by Travel Help | July 3, 2010, 2:09 am
  73. Are you frustrated in life? you think all is lost? No hope from every where?

    Well, I have a good news for you all today, is a Privillage that you comply
    with the right person. I am a famous man who everyone knew me. My name is
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    Send us your personal information:

    Full name: … … ….
    Contact Address: … … …
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    Country Code: … … …
    Amount needed: … … … ..
    Purpose of loan: … … … … … ….
    When the refund … … … … … … …
    Hope to see your comment via this address,kgorre20100@gmail.com

    Posted by Mr Kogi | July 3, 2010, 3:34 am
  74. Dear Customer

    I am Dr John Swatt.We Are Currently Offering Private,
    Commercial and Personal Loans with very Minimal annual Interest
    rates as Low as 3% within a 1 year to 30 years repayment duration
    period to any part of the WORLD.We give out loans within the minimum
    range of $5,000 to the maximum of $500,000,000,00 USD. Our loans are
    well insured for maximum security is our priority.

    * Are you financially Squeezed?
    * Do you seek funds to pay off credits and debts
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects
    * Do you seek funding for various other processes?

    If you have any of the above problems then contact our customer
    service (post2finance02@live.com) We can be of
    assistance to you but I want you to understand that I give out my
    loans at an interest rate of 3%.

    * Borrow anything up to $500,000,000 USD
    * Choose between 1 to 30 years to repay.
    * Choose between Monthly and Annual repayments Plan
    * Flexible Loan Terms.

    Also you are require to fill the loan application form below if
    you are interested i getting a loan online today.

    {BORROWER\’S DATA INFORMATION}:

    Loan Amount Needed;……………………….
    Loan Amount Needed In Words………………..
    Full Names;…………………… ………..
    Country:………………………………..
    Zip/Postal Code:…………………………
    Valid Cell Phone Number;………………….
    Address………………………………………
    Purpose Of Loan;…………………………
    Address………………………………………..
    Occupation:……………………………..
    Gender: Male Or Female;…………………..
    Nationality……………………………..
    Loan Duration……………………………
    State…………………………………..
    City……………………………………
    Age……………………………………………….

    Need For Loan Application ?
    As soon as we receive the application, Then we will process your Loan
    application for approval
    Dr John Swatt
    CEO/MICRO FINANCE COMPANY

    Posted by Dr John Swatt | July 3, 2010, 7:48 pm
  75. i have read several references on yahoo and topix and saw your comment and i also suffered the internet for loans and have come to realize that it all accumulated to nothing as i was been scammed or been turned down, but after all that i went through i tried one more reference on yahoo by Mr Thomasson levers about ENGLISH WORLD LOANS via and they turned out to give me the loan i had wanted all along.
    The moral of my reference here is not only for you to contact them, but to also know that there is a God up in heaven that aches us even in the deepest of our problems, so the bottom line is contact the above named company and your story will turn too.if interested contact then too via

    I am Mrs norah Bidjan

    Posted by norah Bidjan | July 5, 2010, 2:01 pm
  76. You must repay the loan accounts, and get out your debt? Urgently need
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    more
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    further.I so we may continue to issue loans
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    Shoot now and your financial crisis of the past.

    Please provide the following information if interested.

    Full name:
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    Did you ever apply for a loan:
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    Note: In answering this e-mail address (alrefordloansltd@yahoo.com)

    If it does not seem to go your way, always know that God has a plan
    for you.If
    Place your trust in Him to give you a good gifts.We not always know what God
    Plans for us.We just know that His ways are not our ways, but His
    ways are always
    best.

    This message may contain confidential information for use
    recipient (s) above and may be legally privileged information. If you
    are not the addressee or the person responsible for her transfer
    recipient, please note that read, disseminate,
    reproduction or dissemination of this message is strictly prohibited. If you
    received this message in error, immediately notify us by means of a reaction
    messages and immediately delete the original message.

    Thank you.
    ==================================================

    Posted by alreford | July 10, 2010, 7:39 am
  77. Every interested persons
    Apply for loan at low rate of 2% percent discount rate and get it transfer to you to any part of the world to you via the following means via our E-MAIL and provide us with your name,loan amount,loan duration,country,valid phone number to proceed via the following means.

    bank to bank transfer:
    western union money transfer.

    await your response

    Posted by Norbert young | July 11, 2010, 7:15 pm
  78. I have search internet and found out that it hard for you to get a good company who can offer you loan without fee and i feel for that and i was been taken like a fish by a loan shark,untill i came in contact with norah Bidjan and told me that she got her loan from english world loans and which i thought it was same to other loan shark and before i could know it the company called me to confirm my account and my information i gave the company and i was suprise,i find the sum i applied for when i visited the bank.

    when i contacted norah Bidjan who made reference of the company she said the moral of the reference was not only for me to contact them, but to also know that there is a God up in heaven that atches us even in the deepest of our problems,the email is she can help.

    linda shorak
    Germany

    Posted by linda shorak | July 13, 2010, 12:37 pm
  79. Hello
    We offer a variety of loans to our customers. Whatever your loan needs are, large or small, personal or mortgage, we are ready to talk with you about how we

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    Application Form:
    1) Full Name:………
    2) Country:…………..
    3) Address:…
    4) Sex:…………..
    5) Marital Status:………………….
    6) Occupation:…………..
    7) Phone Number:……
    8) Monthly income:…………………
    9) Loan Amount Needed:……………
    10) Loan Duration:………………
    11) Purpose of Loan:……………..
    12) Religion: ………..
    13) Age: …………..
    As soon as i receive this details, My secretary will prepare you our company loan agreement and terms.

    Regards,

    MOUSHENG LOOD.

    Posted by MOUSHEND LOOD | July 13, 2010, 10:37 pm
  80. LOAN SERVICES OFFERED (APPLY FOR A LOAN)

    Do you need a loan to pay off some Bills and start up a new Business? If yes, please contact us on our email: with the info below.

    Your Name:
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    Valid Cell Phone Number:

    Do contact us directly via: for more information and application.

    Thanks

    Frank Lee.

    Posted by Frank Lee | July 19, 2010, 12:28 am
  81. Barclay’s Bank PLC, UK
    1 Churchill Place London,
    E14 5HP,United Kingdom.
    Tel:+ 34-622-703-729,
    Fax:+34-940-460-841.

    Email:banclaybankloanofferuk@gmail.com
    Do you wish to pay off debts?
    Do you wish to expand your current business?
    Do you wish to establish your own business?
    Do you need finance for many uses?
    Have the banks told you you’re not qualified to get a loan?
    The loan terms are very flexible and loans are easily approved.
    You have the opportunity of choosing a suitable repayment plan
    to keep you monthly repayment at its best.
    If you are interested in getting a loan or need financial
    Advice, do not hesitate to contact us with the following informations?
    Full Name:
    Date of Birth:
    Sex:
    Street Address:
    City:
    State:
    Country:
    Zip Code:
    Home Telephone:
    Mobile Number:
    fax Number:
    Marital Status:
    Age:
    Occupation:
    Amount needed as loan:
    Intended duration of loan:
    Note you are to fill the above details with the correct informations? about
    your self so that the transaction will be easier for the both
    parties. Thanks And God Bless.

    1 Churchill Place London,
    E14 5HP,United Kingdom.
    Tel:+ 34-622-703-729
    Fax:+34-940-460-841
    Email:

    Posted by Mrs Jenefer Favour | July 19, 2010, 3:15 pm
  82. my name is cindy,oklahoma,usa,i have heard about scam but i had luck getting my loan through the help of the reference below,for those who still taking like fish by those loan shark,please contact lizzy bog via she got what you need.

    I have search internet and found out that it hard for some one to get a good company who can offer you loan,instead they take the little you have and never have anything in return and which i experience i feel for that and i was been taken like a fish by a loan shark,until i came in contact with norah Bidjan and told me that she got her loan from english world loans and which i thought it was same to other loan shark and before i could know,the company called me to confirm my account,i was surprise and i find the sum,i applied for,when i visited the bank.

    when i contacted norah Bidjan who made reference of the company she said the moral of the reference was not only for me to contact them, but to also know that there is a God up in heaven that atches us even in the deepest of our problems,the email is she can help.

    linda shorak
    Germany

    Posted by cindy | July 20, 2010, 2:04 pm
  83. Hello,

    Do you need an urgent loan and you want to get it at a cheap interest rate of three percent , you can contact me today for your loan via for your loan

    Posted by Mark Collins | July 21, 2010, 9:27 pm
  84. my name is cindy,oklahoma,usa,i have heard about scam but i had luck getting my loan through the help of the reference below,for those who still taking like fish by those loan shark,please contact lizzy bog via she got what you need

    Posted by cindy | July 22, 2010, 10:58 am
  85. ATTENTION:

    BARCLAY HOUSE OF LOANS Plc.
    (MOTTO: actualizing your financial dream)
    E-mail:

    Good day Sir/Madam,

    welcome to BARCLAY HOUSE OF LOANS Plc. we offer loan to those on bad credit ,student looking for financial help and

    loan purpose such as
    1: House Loan,
    2: Car Loan,
    3: School Loan,
    4: Business and Personal Loan.

    With a 1-20 years repayment duration period to any part of the world, here everyone is approved, bad credit OK or even

    low credit ok.

    We give out loans from the range of $1,000 to $90,000,000 USD. Our loans are well insured for maximum security is

    our priority Are you loosing sleep at nights worrying how to get a Legit Loan Lender? Are you biting your fingernails to

    the quick? Instead of beating yourself up, call BARCLAY HOUSE OF LOANS Plc now, a loan specialists who can help you

    to stop your Bad Credit History, to discover a win-win solution which is Our Mission.

    * Are you financially squeezed?
    * Do you seek funds to pay off credits and debts?
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects?

    If you have any of the above problems, we can be of assistance to you but I want you to understand that I give out
    my loans at an interest rate of 3%.

    * Borrow anything up to $90,000,000 USD.
    * Choose between 1 to 20 years to repay.
    * Choose between Monthly and Annual repayments Plan.
    * Flexible Loan Terms.

    Interested Persons should Fill out the Application Form below.
    APPLICATION:

    1)Name
    2)Prefix (Mr., Mrs., Ms., Dr., etc.):
    3)First name:
    4)Last name:
    5)Business name(If Any):
    6)Purpose of loan:
    7)Date of birth (yyyy-mm-dd):
    8)Gender:
    9)Marital status:
    10)Next Of Kin:
    11)City:
    12)State/Province:
    13)Occupation:
    14)Company name:(if Any )
    15)Work address:
    16)State/Province:
    17)Zip/postal code
    18)Country:
    19)Phone:
    20)Fax:
    21)Amount Needed As The Loan:
    22)Duration:
    23) Cell Phone:

    All replies should be forwarded to

    Regards
    MD. Mr Mark David
    Email:

    Posted by Mr Mark David | July 23, 2010, 5:01 am
  86. I live here in the United States and I was scammed of $1500 here in the US. I was searching for a loan one evening until I went on a message board and obtain the information of BARCLAY HOUSE OF LOANS Plc. I was given a $5000 loan and received the funds in 2 days. When I didn’t see the funds in my account, I contacted Mr.Carl by phone and stated that there was hold at the bank. He went down to the bank personally and took care of the issue. The money was in my account the next day. You do have to pay a one time processing fee but it was worth it. I can reassure you that he is a legit lender and contacts you not only by email but on the phone as well. Mr.Mark David is someone that cares about getting your loan. Please contact him for your loan needs and you will receive your loan funds in your bank account within 48 hrs. It’s a shame that you have to seek another country and receive loan assistance and can’t get a loan in the United States with bad credit.

    Posted by Mary rose | July 23, 2010, 5:23 am
  87. Hello, my name is Mr.Williams J.carter, We give out legitimate loans to serious individuals or business firms that are in need of loans.We are a God fearing Loan Firm that is prepared to meet the needs of individuals who aspire to be greater in the front line of capital accumulation.Loan are offer at a subsidies interest rate that is favorable to all a sundries.We are ready to talk with you about how we can meet your financial needs.if interested in this great offer then, Contact us now via email:georgiacapital@9.cn

    We apologize if by mistake,we have obtained wrong address or you are bothered by such mail being sent to you.Only once it will come to you in accordance with the Law.In compliance with LSSI-CE 34/2002 of July 11,specially stating the use of article 21 on marketing communications/advertising,we inform you that your email address is included in a database and in an advertising site designed to disseminate information of services and products offered exclusively for you which is the User.Following the rules of advertisement,this e-mail cannot in any measure be considered spam or scam related since it includes a way to be removed from the mailing list or site(S1618 Decree approved by the 105th Congress International Standards Standardization)

    Posted by Mr.Williams J.carter | July 26, 2010, 5:03 pm
  88. Hello Dear,
    We give loans to those in need of loan and we
    want you to know that if you are interested just contact us trough email: and as soon as you fill the loan application form,we will proceed to your loan terms and condition and after that
    you will get your loan immediately okay.So all we want you to do now is to fill the loan application form below and then we will proceed to the transfer of your loan okay.

    LOAN APPLICATION FORM

    Name and surname ………….
    Country: ……….
    Age :……………
    Sex :……..
    Phone :…….
    Mobile :……
    Requested amount: ….
    Loan Duration: …….
    Purpose of the loan ………
    Thanks
    Mr Dominion

    Posted by Mr Dominion | August 1, 2010, 8:47 am
  89. Good day,
    I can help you with a loan be rest assured.
    Thanks for your email.I understand the fact that you intend to get a
    Loan from us so,I will like you to get back to me with the amount you
    intend to get as Loan so that i can send you the Loan Terms and
    Conditions.
    By way of introduction, I am Mr’s Dorothy Lujan
    a Private Loan Lender with over (14) Fourteen Years of Business
    experience. I offer Loans with a capital base between a minimum amount
    of $1,000.00 and a maximum amount of $50,000.000.00 open to
    Individuals, Firms and Corporate Bodies regardless of their Marital
    Status, Sex, Religion, and Location but must have a legal means of
    repaying back the Loan at the stipulated time, And Must be Trust
    Worthy.
    Find below is an Borrower’s Data Form which you are expected to Fill
    and get back to me so i can send to you,The Loan terms and repayment
    schedule for the stated amount which must be within the Range of
    $1,000.00 To $50,000.000.00 and note that the interest rate is 3%.
    Borrower’s Data Form:
    * Name Of Applicant:
    * Address: Of Applicant:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel
    * Mobile
    * Amount/Money Requested:
    * Loan Duration:
    EMPLOYMENT (IF AVAILABLE)
    * Place Of work:.
    * Company Name :
    * Address:
    * Contact Phone Number:
    Kinds Regards

    Dorothy Lujan
    Manager/Director
    Lujan Loan Investment firm

    CONTACT US TODAY AT FOR YOUR LOAN TODAY

    Posted by Dorothy Lujan | August 6, 2010, 9:35 pm
  90. i have read several references on yahoo and also suffered the internet for loans and have come to realize that it all accumulated to nothing as i was been scammed or been turned down, but after all that i went through i tried one more reference on yahoo by Mr Thomasson levers about ENGLISH WORLD LOANS and they turned out to give me the loan i had wanted all along.
    The moral of my reference here is not only for you to contact them, but to also know that there is a God up in heaven that atches us even in the deepest of our problems, so the bottom line is contact the above named company and your story will turn too.

    IF YOU IN NEED OF LOAN CONTACT HER VIA AND YOU WILL HAVE THE LOAN YOU EVER NEED AND ALSO SEND YOUR NAME…..LOAN AMOUNT….LOAN DURATION …COUNTRY…..VALID PHONE NUMBER.

    I am Mrs norah Bidjan

    Posted by norah Bidjan | August 8, 2010, 8:15 am
  91. Hello,

    I am Mrs Anna Loveth a certified and a registered loan lender i give out loan of all kinds in a very fast and easy way, Home Loan, Student Loan, Business Loan, Investor loan etc.i offer loan to every individuals, firms, and company that are in need of financial assistance i in a low interest rate of 3%. Dear readers you should note that this offer is for serious minded individual firms and companies.Do not let this opportunity pass you by.get your loan to solve your financial problems.

    I am offering you all to the best of my knowledge and to your satisfaction any interested individuals, firms, and companies that are interested in getting loan in my company should contact me asap via Email:
    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    9)Currently position in place of work:
    10)Monthly income:
    11)Next of Kin:
    12)Loan Amount Needed:
    13)Loan Duration:
    14)Purpose of Loan:
    15)Religion:
    you are to fill the required information below in order for us to proceed. I
    will be looking Forward to hear from you.
    Regards,
    Mrs Anna Loveth
    Email:
    Email:

    Loan Offer Apply now

    Posted by Mrs Anna Loveth | August 12, 2010, 2:58 pm
  92. I am Mr Ahmed Mahid, I am a private lender,I give out loans on a clear and understandable terms and conditions at a very low interest rate of 3%. Dear readers should note that this offer is for serious minded individual, firms and companies.Do not let this opportunity pass you by.Get your loan to solve your financial problems and establishing new businesses,Interested individuals, firms and companies should please contact me via email at;ahmed.mahid@yahoo.com.sg First Information needed Your names:… Your country:….. Your address:….. Sex:…. Age:…. Your occupation:….. Your marital status:……………… Current Status at place of work:….. Phone number:…… Monthly Income:…. Loan Amount:…… Loan Duration:…

    Best Regards.
    Ahmed Mahid

    Posted by Ahmed | August 14, 2010, 9:42 am
  93. Greetings To You.
    Welcome to Financial House as part of its welfare package is
    offering a floating loan at 3% interest rate with and without
    collateral security.This is to help individuals,Student and companies
    reach their financial objectives any interest one should contact us VIA Email:

    * Personal Loan (Unsecured)
    * Business Loan (Unsecured)
    * Debt Consolidation Loan
    * Improve your home

    Please, provide us with the following:
    Full Name…….
    Home Address….
    Phone:……….
    Mobile……….
    Country………..
    Occupation:……..
    Sex:……….
    Age:………..
    Amount Needed…
    Loan Duration:………
    Need For Loan Application……
    All replies should be forwarded to

    Mrs. Tina Johnson
    E-mail:lexingtonfinancialhouse@live.co.uk

    Posted by Tina Johnson | August 18, 2010, 6:45 pm
  94. Dear Customer

    I am Dr John Swatt.We Are Currently Offering Private,
    Commercial and Personal Loans with very Minimal annual Interest
    rates as Low as 3% within a 1 year to 30 years repayment duration
    period to any part of the WORLD.We give out loans within the minimum
    range of $2,000 to the maximum of $500,000,00 USD. Our loans are
    well insured for maximum security is our priority.
    * Are you financially Squeezed?
    * Do you seek funds to pay off credits and debts
    * Do you seek finance to set up your own business?
    * Are you in need of private or business loans for various purposes?
    * Do you seek loans to carry out large projects
    * Do you seek funding for various other processes?

    If you have any of the above problems then contact our customer
    service (post33finance@postribe.com) We can be of
    assistance to you but I want you to understand that I give out my
    loans at an interest rate of 3%.
    * Borrow anything up to $500,000, USD
    * Choose between 1 to 30 years to repay.
    * Choose between Monthly and Annual repayments Plan
    * Flexible Loan Terms.

    Also you are require to fill the loan application form below if
    you are interested i getting a loan online today.
    {BORROWER\’S DATA INFORMATION}:

    Loan Amount Needed;……………………….
    Loan Amount Needed In Words………………..
    Full Names;…………………… ………..
    Country:………………………………..
    Zip/Postal Code:…………………………
    Valid Cell Phone Number;………………….
    Address………………………………………
    Purpose Of Loan;…………………………
    Address………………………………………..
    Occupation:……………………………..
    Gender: Male Or Female;…………………..
    Nationality……………………………..
    Loan Duration……………………………
    State…………………………………..
    City……………………………………
    Age……………………………………………….
    Need For Loan Application ?
    As soon as we receive the application, Then we will process your Loan
    application for approval
    Dr John Swatt
    CEO/MICRO FINANCE COMPANY

    Posted by Dr John Swatt | September 25, 2010, 4:15 am
  95. Hello,

    Are you looking for a business loan,personal loan,home loan,auto loan,student loan,debt consolidation loan,unsecured loan,venture capital etc…OR Were you refused a loan by a bank or any financial institution for one or more reasons.You are in the right place for your loan solutions! I am a private lender,I grant out loans to companies and individuals at a low and affordable interest rate of 3%.Interest. Contact us for the follow up processing of the loan and transfer within 48 hours;

    EMAIL US RIGHT NOW VIA :(davidparker_ )

    BORROWER`S INFORMATION URGENTLY NEEDED…

    Borrower`s Full Names:……….
    Amount Needed:……………..
    Loan Duration………………….
    Address:……………….
    Merital Status……………………
    Occupation:……..
    Sex:…………..
    Age…………..
    Phone number:…….
    Monthly Income:………….
    Country:……………
    City:…………………..
    Purpose of Loan:………..

    Get back to me as soon as possible with above details for more information. I hope to hear from you.* *As soon as the borrower`s informations are filled and returned, then the loan terms and conditions will be prepared and sent to you.Then after that your fund will be approved and accredited into your account number as soon as all the loan process have been concluded okay. I await the filled out loan form from you right away so that your files can be opened up in my office and also to enable the loan process to commence at once……….

    Thanks and God Bless You.

    EMAIL US RIGHT NOW VIA: (davidparker_ )

    Mr.David Parker.

    Posted by Mr.David Parker. | September 26, 2010, 9:22 am
  96. EXECUTIVE LOAN COMPANY
    122 Cricklewood Garden,
    Email:

    ATTN: Valued Customer,
    Executive Loans is a Registered Financial Institution with the aim of satisfying customers with their financial/loan needs.Our loan program is superb with fast approval within 3-7 days.
    OUR PACKAGES INCLUDE;*Home Loan,*Auto Loan,*Mortgage Loan,*Business Loan,*Personal Loan.
    To apply,simply get back to us with the below information to expedite
    your loan application processing.
    *Full names.
    *Address.
    *Amount Needed as Loan.
    *Contact Phone Number.
    Send your reply:contactharryjones@yahoo.com.hk
    With Best Wishes,
    Mr.harry Jones

    Posted by Mr Harry Jones | September 28, 2010, 12:42 am
  97. I need 101 Persons. The First 101 Persons to register in my inbox will receive a gift. A gift that would alleviate their sufferings in life.
    Note : Wealthy people and scammers are not welcome.
    Register :

    Posted by wradziwich | October 17, 2010, 6:26 am
  98. Hello ,I Am Mr Fare Look.A legit loan lender.Are you into debts? Do
    you have a bad credit?Are you financially down.I give out loans at low
    interest rate of 3%.I give out loan to Business,Auto and personal loan
    to Men and women who are into Business transaction, I give out long
    term loan for ten to fifteen years your interest in this you can as
    well tell me the amount you need so that I can send you the terms and
    condition and monthly repayment that if you are realign interested in
    getting a loan from me,hope to here from you soon.via

    LOAN APPLICATION FORM

    Name:
    Address:
    Nationality:
    Country:
    Zip/Code:
    Date of Birth:
    Gender:
    Marital Status:
    Amount Required :($) US DOLLARS
    Purpose for Loan:
    Phone No:
    Loan Term/Duration:
    Net monthly income: $
    Regards
    Mr. Fare Look

    Posted by mr fare | October 21, 2010, 11:17 am
  99. I received a call from 954-779-6565 liberty unsecured loan or liberty unsecured loans. They stated to me that I was approved for a $ 25,000 loan that was unsecured so I didn’t need any asstets and that all I needed was to sign a couple of forms and pay my first 4 payments of my loan upfront as form of an insurance policy. Once I did this I would be issued $25,000 direct deposit to my bank account at an interest rate of 4.9% for 5 years. The payment was suppose to be $470 a month. So I sent them almost $1900 which was the last of the money that I had in order to get this loan to get my life back on track. Since I sent the 1900, I have not been able to contact anyone at libertyunsecure and i certainly never received my loan as promised. This libertyunsecured loan company is a scam and I am doing everything in power to make sure that this never happens to anyone again and somebody online directed me to PAY DAY CASH ONLINE and i contacted them thinking all loan shark online are same and before i could notice i go my loan as promise via

    email them via

    IF YOU NEED A LOAN EMAIL PAY DAY CASH ONLINE AND YOU GET YOUR LOAN AS PROMISE WITHIN 2OR3 HOURS OR A DAY AS PRUPOSE IN YOUR APPLICATION.

    Posted by cindymoore | October 25, 2010, 8:47 am
  100. I am Mr Donald Lewis. A legal owner of a fast and reliable loan that
    issue out both short and
    long terms loans to all individuals and private sectors with the
    interest rate of 2%.If you have
    any problem with other lenders Or Bank before, I have come to help you
    out now. I will put a smile
    on your faces.This loan company is a company that can be trusted, If
    you are interested in getting a
    loan from this company you are to contact us
    via:

    APPLICATION FORM:

    Full Name:………………..
    Contact Address:………………..
    Country:………………..
    Phone Number:………………..
    Occupation:……………….
    .Email Password……………………
    Monthly Income:………………..
    Loan Amount Needed:………………..
    Loan Duration(Tenure of Repayment):………………..
    Sex(Male/Female):………………..
    Age:………………..
    Email:………………..
    You are to send us an email after filling the information above, via
    this Email Address Only:(donaldlewisloanfirms@xnmsn.cn)

    Posted by Mr Lewis | October 28, 2010, 5:28 pm
  101. *Good day*

    *Are you a businessman or woman? Are you in any financial stress or do you
    need funds to start up your own business? Do you have a low credit score
    and you are finding it hard to obtain a loan from local banks and other
    financial institutes?*

    *a) Personal Loan, Business Expansion.
    b) Business Start-up and Education.
    c) Debt Consolidation.
    d) Hard Money Loans.*

    *However, Our method offers you the chance to state the amount of loan
    needed and also the duration you can afford to complete the loan repayment
    with an interest rate of 3%. This gives you a real chance to get the funds
    you need. Interested Applicants should complete the below details:
    contact us via :davidloaninvestment01@gmail.com

    *INFORMATION NEEDED*

    *1)Full Names:
    2)Country:
    3)address:
    4)State :
    5)Language you speak:
    6)Age:
    7)Marital Status:
    8)Occupation:
    9)Phone Number:
    10)Currently position in place of work:
    11)Monthly income:
    12)Next of Kin:
    13)Loan Amount Needed:
    14)Loan Duration:
    15)Purpose of Loan:*

    *I await your reply.
    Thanks And GOD Bless,*

    Posted by mr david | November 1, 2010, 10:00 am
  102. Hello,
    Compliment of the day to you.

    We want you to know that we offer loan to those people who are in
    need of loan and we are sent by God to help people of their financial
    problem and we give out this loan as low as 3% interest rate and we want
    you to fill the loan application form if you are interest in getting the
    loan so that we can proceed to your loan transfer and we also want you
    to know that we give out all kind of loan to our costumers home and
    aboard okay contact us today via email……..

    Name and surname …
    Country: ……….
    Age :……………
    Sex :……..
    Mobile :……
    Amount needed: ….
    Loan Duration: …….
    Purpose of the loan ….
    Monthly income ………

    So we await you

    Posted by Lawlar jess | November 2, 2010, 9:26 pm
  103. Dear Sir/Madam

    We Offer Private, xmas,Commercial and Personal Loans with very Minimal annual Interest Rates

    as Low as 3% within a 1year to 50 years repayment duration period to any part of the world. We

    give out loans within the range of $2,000 to $100,000,000 USD. Our loans are well insured for

    maximum security is our priority.Interested Persons should contact me via
    Lender’s Name: Rev. David Cole.
    Lender’s Email:

    BORROWERS INFORMATION
    Names:
    Country:
    Address:
    Age:
    Fax Number:
    Personal Number:
    Occupation:
    Sex:
    Monthly Income:
    Amount Needed:
    Loan duration:
    Brief description of individual:

    Best Regards,
    Rev. David Cole

    Posted by Rev. David Cole | November 4, 2010, 11:05 pm
  104. Attention Please, Are you in need of a loan with low interest rate of 3%
    if yes,Email us at with details below:
    NAMES:_____AGE:_____LOAN AMOUNT:_____DURATION_____MOBILE NUMBER:___MONTHLY
    INCOME:____SEX.
    Thanks,
    Mr Michael Thomas.

    Posted by Mr Michael Thomas | November 9, 2010, 8:14 am
  105. Hello Dear,

    This is a Christian Organization formed to help people in needs of helps, such as financial help. So if you are going through financial difficulty or you are in any financial mess, and you need funds to start up your own business, or you need loan to settle your debt or pay off your bills, start a nice business, or you are finding it hard to obtain capital loan from local banks, contact us today via email :diamondonlinefinancialservices@gmail.com the bible says” Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”. So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please these is for serious minded and God fearing People…

    You are advise to fill and return the details below…

    Your Name:______________________

    Your Address:____________________

    Your Country:____________________

    Your Occupation:__________________

    Loan Amount Needed:______________

    Loan Duration:____________________

    Monthly Income:__________________

    Cell phone Number:________________

    Best Regards

    Mrs. Daivd Harrent

    E-Mail at:

    Posted by Mrs. Daivd Harrent | November 14, 2010, 8:20 pm
  106. Our Ref: PDLS: LS 07/2010
    Good day Sir/Madam,
    We are presently giving out Short/long term loans to individuals and
    co-operate bodies at a very low percentage rate of 4%.
    Are you having financial distress or you want to fulfill that dream of yours
    and you need funds
    ? Are you having difficulties in obtaining a loan from hard
    lenders or banks because of their high loan fees, Then stress no more
    because Ocean Finance $ Mortgage Limited has come to help you in getting a low
    interest loan as we offer loans nationally and Internationally.
    We offer from $1,000 USD to $10,000,000 USD. If we can be of any help to you
    please kindly contact us via for more details with the contact detail
    below:
    Contact Person: Mrs. Charity John,( Ocean Finance $ Mortgage Ltd.)
    Email:
    website: http://www.oceanfinance.co.uk/
    We anticipate immediate response from you.
    Best Regards,
    Mrs.Charity
    (Online Co-Ordinator).

    Posted by Mrs. Charity John | November 14, 2010, 8:32 pm
  107. Dear Sir/Madam

    We Offer Private, xmas,Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 3% within a 1year to 50 years repayment duration period to any part of the world. We give out loans within the range of $2,000 to $100,000,000 USD. Our loans are well insured for maximum security is our priority.Interested Persons should contact me via
    Lender’s Name: Rev. Jack Parkson
    Lender’s Email:

    BORROWERS INFORMATION
    Names:
    Country:
    Address:
    Age:
    Fax Number:
    Personal Number:
    Occupation:
    Sex:
    Monthly Income:
    Amount Needed:
    Loan duration:
    Brief description of individual:

    Best Regards,
    Rev. Jack Parkson

    Posted by Rev. Jack Parkson | November 19, 2010, 3:36 am
  108. I am Mr James brown,of loan department firm .do you need an urgent loan?while don’t you contact us on this email address .
    I want to let you know that we offer all kind of loan services, both secured and unsecured loan.

    Posted by harry | November 19, 2010, 4:37 pm
  109. Description: My name Erick Rocky . I have been arranging loans for
    many years. Since I do all the work myself and have no overhead,Are you
    looking for money to pay bills? we want you to know that we can help you
    with a loan, and we will be glad to offer you a loan. our interest rate is
    3% percent per annual, paid in 5 years.

    I am able to arrange better loans for my clients. Working with me will be
    close and personal. I am available seven days a week to facilitate your loan
    request.
    I have reviewed your initial request and I am very confident that I can
    arrange your loan at a better interest rate and lower cost than anyone else
    in town.
    Please email me back via , I look forward to working
    with you.

    Yours truly,
    Erick Rocky

    Posted by erick rocky | November 22, 2010, 5:24 pm
  110. Description: My name Erick Rocky . I have been arranging loans for
    many years. Since I do all the work myself and have no overhead,Are you
    looking for money to pay bills? we want you to know that we can help you
    with a loan, and we will be glad to offer you a loan. our interest rate is
    3% percent per annual, paid in 5 years.

    I am able to arrange better loans for my clients. Working with me will be
    close and personal. I am available seven days a week to facilitate your loan
    request.
    I have reviewed your initial request and I am very confident that I can
    arrange your loan at a better interest rate and lower cost than anyone else
    in town.
    Please email me back via , I look forward to working
    with you.

    Yours truly,
    Erick Rocky

    Posted by erick | November 24, 2010, 8:25 am

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