Its the 106th carnival of personal finance hosted by the silicon valley blogger. There’s a massive number of submissions for you to flick through so get a nice cuppa and head over for a good long read.

I got my latest mobile phone bill in the post. I made 157 minutes of calls, 12 text messages and I downloaded 1.8MB of data. The whole thing cost me £63.

Thats a lot of money, especially as I only used 40 of my inclusive minutes. I’ve been forgetting that the inclusive minutes are only for off-peak any network calls, and also that they don’t include my telephone banking number.

I’m switching to a T-Mobile package that is more flexible - the key thing being that the cross-network minutes are any time. It also has cheaper line rental, which is good considering that actually I don’t use my phone all that much. In addition I signed up through a cashback site so that if I  can remember to send all the bills in on time, it could cost me nothing for the whole year. Even if I forget, its still a stonking great deal.

Its the end of the competition.

I’ll be announcing the winner once they’ve made their choice and I’ll be celebrating the great entries I’ve received.

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