prepaid electricity and saving money

At the moment I’m running on emergency credit in the electricity meter. The house that I bought (and live in) a few months ago was previously rented out to some very flaky tenants. I’ve had a few ‘do you know where these people live so we can chase them for their unpaid debts’ letters.
I imagine [...]

seven great ideas for packed lunches

Its now officially autumn, and I’m entering into another phase of trying to be good. This time I’m trying to stop money frittering out of my wallet at lunchtime by bringing my own packed lunch to work where I can take advantage of a microwave. Here are seven of my current favourite ideas:

Beef chili burritos. [...]

i don’t like handmade gifts

I noticed today in the shops that the Christmas stuff is beginning to creep out on the shelves. This means that people will soon be starting to worry about gift giving, and complaining that it is excessive, and they spend too much money. And then lots of frugal sites will encourage everyone to give handmade [...]