a dozen ways to be frugal

Here are a dozen ways that I try to be frugal

Not owning a car
Living in an ‘up and coming’ rather than established area
Shopping around for insurance and utilities
Putting everything possible onto direct debit for the discounts
Wearing extra jumpers rather than turning up the heat
Walking everywhere instead of taking the bus
Using discount supermarket Lidl
Borrowing books from the library
Cooking from [...]

hot town, summer in the city

This year, as with most years, I will not be going on holiday (vacation for the Yanks) in the summer. The weather has decided to heat up finally, in England and we are probably experiencing the requisite two weeks of sun. I’d love to head to the beach at the weekend, but its not exactly [...]

mere christianity and the library

I’m posting this in a futile attempt to win to trent’s book giveaway @ the simple dollar. He wants fifty words in response to one of his previous posts. In fact, trent’s probably already read some of the beginning this response as I emailed him about the post I’ve selected. Since I can’t win the [...]