…you get excited because in December you managed to spend £225 less than you earned - when *spending* already includes investing for retirement, other investments and savings and donations to charity.
The money is going into savings at the moment, I have a few ideas up my sleeve - mostly involving travel and the house.
Bring on 2009.
Why not stick the £225 in savings also? true path to financial geekdom..
p.s. you got some adsense code creeping through on the post..
You know you’re a PF geek when… you run a personal finance blog.