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single step personal finance challenge: house insurance

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Mrs. Micah has been challenging people to take one step to make their financial system more organised. Well, I don’t know whether this counts or not, but I’ve just used the guide to getting cheaper house insurance on money saving expert to get buildings and contents insurance and I’ve saved myself £70.

This step is good, because a lazy procrastinator like me knows what to do but struggles with actually completing it. And really, it wasn’t that time consuming maybe 15 minutes or so, plus I ended up calling the company as the online payment didn’t work. Now the house and stuff is insured for the next year.

The plan in general is to try to do things the more cost-effective way. After all, I couldn’t care less who insured my house as long as it’s done so I may as well do it as cheaply as possible.

So I challenge all my readers to do something to make their financial system more organised. After all, something is an awful lot better than nothing, and once you’ve started inertia often takes you the rest of the way anyway.

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Discussion

7 comments for “single step personal finance challenge: house insurance”

  1. Well done! :) What I needed to do was also one of those things that takes maybe 10 - 15 minutes, I just had to actually do it.

    Posted by Mrs. Micah | July 17, 2008, 12:29 pm
  2. On today’s plan is to get some of those expandable envelope organizers (think big plastic envelope with deviders) to save all of the receipts, warranties, etc associated with the new house. I feel like I’m drowning in receipts and having them organized will make accessing warranty info or returning things easier.

    Posted by sara l | July 21, 2008, 5:37 pm

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