a dozen ways to be frugal

Here are a dozen ways that I try to be frugal

Not owning a car
Living in an ‘up and coming’ rather than established area
Shopping around for insurance and utilities
Putting everything possible onto direct debit for the discounts
Wearing extra jumpers rather than turning up the heat
Walking everywhere instead of taking the bus
Using discount supermarket Lidl
Borrowing books from the library
Cooking from [...]

the Blairs are typical

Last night I watched a vaguely interesting interview programme with Cherie Booth QC (better known as Cherie Blair, wife of the former Prime Minister). One of the topics that was touched upon was her paid public speaking career for which she has received considerable flack in the media and about which she was very defensive. [...]

all about mortgages: how much can you borrow

Bank and building societies have loosened their restrictions of late on the amount of money that you can borrow. The rule seems to be that for a standard mortgage you can borrow between 3 and 3.75 times a single salary and you need a deposit of 10%.
If you want to borrow any more than that [...]