Its common knowledge that personal finance isn’t really about the finance, its about the personal. People don’t really mismanage money, they mismanage themselves – they could have issues to deal with (mine is security), they could have unhelpful personality traits (mine is laziness) it doesn’t really matter. What matters is doing something about it – you can’t do anything with the hand your dealt except play it as well as possible.
In response to my security issues, I ensure that I have access to lots of credit, I’m well insured and I have a healthy emergency fund. In response to my laziness, I automate everything in sight. What would you say was your biggest financial issue, and what do you try to do about it?
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