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when is it ok to say you don’t have any money?

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So, I was talking to an acquaintance of mine who was complaining about about a friend of theirs who always seems to be skint. My aquaintance was annoyed because when their friend said that they were skint, they meant that they were down to the end of their current account and had quite a bit in savings. In contrast, my acquaintance would be treating their friend and not claiming lack of money until after they were down to their last £20 in the world.

I think that its ok to say that you don’t have any money when you mean that you don’t have any money to spend. But if you don’t have any money to spend, you shouldn’t then be freeloading off your mates and in most circumstances thats ok. On the other hand, if you have run out of money to spend, then it can be hard to make someone who doesn’t get budgeting etc understand that you aren’t going to spend any more. And what do you say if they insist on paying because they think you haven’t got a penny in the world?

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