maths is easy

There have been lots of takes on the whole ‘debt snowball’ versus ‘highest debt first’ payoff routes for debts - particularly consumer debts. In each case, the maths is easy. Paying off the highest interest debts first will save money.
There are also discussions on whether people in debt should do some balance transfers to get [...]

festival of frugality plug

I’ve been included in the Festival of Frugality, hosted by frugal upstate.
Anyone who knew me in real life would probably be surprised that I have any frugal ideas so I’m going to be checking out the rest of the festival, and I suggest you do to.

should I buy new appliances?

I’m near the end of buying a new house. I’ve just bought a new house. In the fixtures and fittings list, it says that the vendor is leaving the kitchen appliances.

gas cooker
fridge
washing machine

I already own a washing machine that I really like. I’m also trying to be more energy conscious, and I don’t think [...]