what is an isa?

ISA stands for Individual Savings Account, a partial misnomer because whilst some ISAs are indeed savings accounts, others are not. An ISA is actually a wrapper round something else (a bit like a gift-wrapped present, the present is the more important thing).
An ISA can be one of two things

a savings account
an investment account

The sorts of [...]

hot town, summer in the city

This year, as with most years, I will not be going on holiday (vacation for the Yanks) in the summer. The weather has decided to heat up finally, in England and we are probably experiencing the requisite two weeks of sun. I’d love to head to the beach at the weekend, but its not exactly [...]

supermarket loyalty cards

Recently I received my Tesco loyalty card points. If you don’t know what these are, they are effectively a form of cashback on your supermarket shopping. In exchange the supermarkets track your shopping and target their marketing more effectively towards you.
In addition to the standard voucher for £2 (I don’t spend too much in a [...]