investment
choosing mutual funds
At work I’ve got a pretty good retirement package. The company matches twice my contribution, up to a maximum of 1.5% - I put in 1.5% and they put in 3%. The pension is run by Friends Provident and there is a small but reasonable selection of funds with relatively inexpensive fees (typical mutual fund [...]
are you swayed by marketing?
As I’ve mentioned before, I’m interested in switching my relatively poorly performing Virgin stakeholder pension to a cheaper fund in a better wrapper from Hargreaves Lansdown (H-L). To this end, I thoroughly investigated the offerings at H-L, emailed them to check that I understood the fee structure and established that I need to have £5k [...]
investment companies missing a market?
Why aren’t investments marketed towards the young?
In the UK, student banking is one long list of freebies, usually involving a large interest free overdraft, free currency exchange and a signing up bonus. A big effort is made to market student bank accounts, on the grounds that graduates tend to have more money than non-graduates [...]
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