// archives

credit and debt

This category contains 24 posts

maths is easy

There have been lots of takes on the whole ‘debt snowball’ versus ‘highest debt first’ payoff routes for debts - particularly consumer debts. In each case, the maths is easy. Paying off the highest interest debts first will save money.
There are also discussions on whether people in debt should do some balance transfers to get [...]

credit card ads

Last night, I was watching some rubbish on tv. It was on one of the commercial channels so I was plagued by ad breaks every quarter of an hour or so. One of the ads was for a Capital One credit card. It was advertising that Capital One has a lower interest rate than some [...]

money scripts: voting (part 1)

In common with a lot of people, I’ve grown up with some scripts relating to money. By this I mean things that I have absorbed in childhood that I have never questioned. Some of those are related to voting.
first voting script
As a child, the importance of voting was drummed into my head. Interestingly, not because [...]

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