…you get excited because in December you managed to spend £225 less than you earned - when *spending* already includes investing for retirement, other investments and savings and donations to charity.
The money is going into savings at the moment, I have a few ideas up my sleeve - mostly involving travel and the house.
Bring on [...]
I’m one of those home owners who knows nothing about house maintenance. This means that on one evening when the room seemed to be getting colder and colder for no good reason I didn’t think anything of it for a while. Then when I checked the central heating boiler, it was flashing - that never [...]