103rd festival of frugality

Welcome to the 103rd festival of frugality. Since it is St Lucia’s Day this week, I thought I’d go with a Swedish theme.
On St Lucia’s Day, traditionally girls dress in white with a crown of candles round their head, sing traditional songs and hand out saffron buns. Although I’m not in Sweden (I’m in England) [...]

too late to have an expensive Christmas?

Planning for Christmas is a lot like planning for retirement. The earlier you start saving, the more money you will have to work with. It’s also the case that the later you start saving, the more you will need to scale back your monetary plans.
If you haven’t got a stash of money hidden away for [...]

117th carnival of debt reduction - famous Brits edition

So here we are with the 117th carnival of debt reduction. I’d like to take this opportunity to deepen your knowledge of famous Brits.
budgeting and finance with John Maynard Keynes

John Maynard Keynes (1883-1946) developed a school of macroeconomics now called Keynesian economics.
He advocated government intervention to reduce the effects of recessions and depressions in the [...]