A friend of mine continuously recommends books to me, predominantly ones that deal with the interface between religion and science, most of which so far have been rubbish. They’ve finally recommeded one that I like, ‘The God Delusion’ by Richard Dawkins. The main reason that I like this book, is that it doesn’t get any [...]
Whilst I was at university I had a mobile phone contract with Orange. For those that don’t know, Orange have in my opinion, the best mobile phone adverts ever (there are no phones in them). In addition, I was also extremely happy with Orange as a mobile phone provider. When the opportunity arose for me [...]
I’m sure lots of people use this method of budgeting for irregular expenses, but when it was first explained to me (by crochetaddict on organized home) it was a revelation.
All you do, is add up all the irregular expenses that you will have over the year, divide this sum by the number of paydays in [...]